Attention homeowners in Virginia Beach, Chesapeake, Norfolk and Portsmouth Virginia: Get an Appraisal today!
The top 7 reasons why Virginia homeowners order from Collins Appraisal:
At Collins Appraisal, we understand the special needs of a customer after appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and CPAs. As our non-traditional client, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we present our conclusions.
Pre-listing Services/For Sale by OwnerSince you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Collins Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value judgement than yours.
Challenging a property tax assessmentYour local tax assessor may have your house overvalued if you live in a local area that is going down or is not appreciating as much as other homes close to yours. That means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting a professional appraisal from Collins Appraisal is your chief weapon.
Need to remove PMI?An attractive way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI removed from your loan. We are qualified in helping people just like you rid themselves of unwanted and unneeded PMI insurance.
Was your HELOC recently frozen?Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Collins Appraisal can help you reinstate your HELOC.
Field and Desktop Appraisal Review ServicesHave you just been handed a copy of your appraisal and you would like to have a seasoned expert double-check it for verity or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? Collins Appraisal offers field reviews where we go out and check the subject and comps. If you need it ASAP, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Collins Appraisal can help you with that. While typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your property.